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Visiting the local branch of a bank is a regular activity for millions of people, but have you ever stopped to think about what a bank actually does? It's a place to keep your money safe and track how much you spend it. There are other financial services that banks provid. Banks provide a variety of services. A checking account is the most basic personal finance tool.
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While most financial institutions will charge fees for things like overdrafts or returned checks, it is possible to find banks and credit unions that offer checking accounts with no monthly service fee.
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